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Do you know what your auto policy covers?
DEFINITIONS:
Coverage A:
Liability:
The state of being responsible for something.
Limits:
$100 / $300 / $100 What does that mean?
In the case where the insured is responsible for an accident and is sued by the person (s)
from the other vehicle involved,
$100: The insured person has bodily injury liability limits up to $100,000 per person
$300: The insured person has bodily injury liability limits up to $300,000 per accident
$100: The insured person has property damage liability limits up to $100,000 per
accident
Make sure you are covered or you may have to pay yourself.
Coverage B:
Medical Payments
Payment for medical and/or funeral expenses to you and your passengers due to bodily injury
Coverage C:
Insured/Under-Insured Motorist Coverage
This coverage applies in situations when the at-fault driver who causes an accident is either not insured
at all or has insufficient liability limits to pay for the damages s/he caused
There are other options, such as having Full coverage, having higher limits, adding roadside assistance, and more!
Give us a call to discuss what coverages would work for you!
Tags: Auto Insurance, Marie DeWolf Insurance, Understanding auto insurance coverage
