Archive for the ‘OBAMA Care’ Category

There is still time before Health Insurance Open Enrollment DEADLINES!

December 10th, 2015 by Marie DeWolf

Marie DeWolf Insurance is here to help you BEFORE the open enrollment deadline, call today. Serving Northern Colorado's health insurance needs.There is still time!

Yes, the Holidays are nearly upon us, but you still have until December 15th to make your Open Enrollment selections to be effective 1/1/16.

And you have until January 15th to make your Open Enrollment selections to be effective February 1st.

Do not delay!

If you need help, call us. We are here to help you sort out the details BEFORE the deadline.

Then with that task over and done with, you can simply relax and enjoy the Holidays!
Call Marie DeWolf Insurance today to regain your peace of mind: 970.622.9982

Open Enrollment for the Affordable Care Ace is almost here!

March 21st, 2014 by Marie DeWolf

Here we are, close to the closing of the "Open Enrollment" period for the ACA (Affordable Care Act) and we receive more information from the Administration ...

I will preface this information with:

This too can change at any time

As you may know, the Open Enrollment period is ending on March 31 deadline for change for a May 1, 2014 effective date. You realize that after this date, you

must have a qualifying event to enroll in an insurance plan

So what is a qualifying event?

A significant life chance, such as:

  • Lose your job
  • Change job and lose your insurance
  • You get married
  • You have a baby

So NOW is a really good time to make the jump or dive in and buy health insurance. If you do that, you will be in line with the law and the mandate, which states,

"Everyone must have insurance or pay a penalty."

Call us or your broker and get insured!


Wondering how you buy your health insurance?

October 15th, 2013 by Marie DeWolf

$ $ $

Are you asking yourself, "So how do I buy my insurance?"

Well, you will only be able to buy your health insurance during the open enrollment period. For this year it is from 10/1/2012 to 3/31/13.

Next year, open enrollment will be limited to October thru December, 2014 only.

Now – go on your computer to and create your account. Once you Create your account you will need the following:

  • Name
  • Date of Birth
  • Zip Code
  • Anticipated income

What – no medical questions? That’s right no medical questions – you are covered!

And ...

  • If you make below - $46,000 as an individual
  • If you make below - $62,000 as a couple
  • If you make below - $94,000 as a family of four

You can qualify for an Advanced Tax Credit or subsidy to help your premium or you can get cost sharing help to reduce your deductible or copays.

Call us – it costs you NOTHING! We can help answer your questions and help you navigate this new process successfully: 970-622-9982

The Exchange or the Marketplace is up and running!

October 5th, 2013 by Marie DeWolf

After much waiting and speculating, the Exchange or the Marketplace is up and running since 10/1/14.

There are many, many plans available and you can do an estimator for your proposed subsidy.
While searching for your plan, please remember the following:

  • You will create an account
    • To create an account you will need:
      • * Family members
      • * Date of Births
      • * Zip code
      • * County
      • * Tobacco user – rated 15% for tobacco
      • * Doctor of choice
      • * Hospital of choice
      • * Family income

Please keep in mind that the Network of providers have changed and that your Doctor or Hospital may not be in the network you choose. This can be very confusing! Our Agency is here to help you navigate all of these criteria abd help you find the best plan for 1/1/14.

You can give us a call or complete this questionnaire for us to provide plans for you.

Our services are at no cost to you – Call us we can help !!! 970-622-9982.

Health Care Reform – OBAMA Care

September 26th, 2013 by Marie DeWolf

The law was passed in 2010 and now it will become law on January 1, 2014 - As of January 1, 2014 there is an INDIVIDUAL MANDATE – which means that everyone has to enroll in a health insurance plan.

The new law, will allow individuals to go to the Health Care Marketplace. The Marketplace is designed to help you find health insurance that meets your needs and fits your budget. The Marketplace offers “one-stop shopping” to find and compare private health insurance options. You may also be eligible for a new kind of tax credit that lowers your monthly premium right away. Open enrollment for health insurance coverage through the Marketplace begins in October 2013 for coverage starting as early as January 1, 2014.

You may qualify to save money and lower your monthly premium, but only if your employer does not offer coverage, or offers coverage that doesn’t meet certain standards. The savings on your premium that you’re eligible for depends on your household income.