Archive for October, 2013

Wondering how you buy your health insurance?

October 15th, 2013 by Marie DeWolf

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Are you asking yourself, "So how do I buy my insurance?"

Well, you will only be able to buy your health insurance during the open enrollment period. For this year it is from 10/1/2012 to 3/31/13.

Next year, open enrollment will be limited to October thru December, 2014 only.

Now – go on your computer to www.ConnectForHealthCO.com and create your account. Once you Create your account you will need the following:

  • Name
  • Date of Birth
  • Zip Code
  • Anticipated income

What – no medical questions? That’s right no medical questions – you are covered!

And ...

  • If you make below - $46,000 as an individual
  • If you make below - $62,000 as a couple
  • If you make below - $94,000 as a family of four

You can qualify for an Advanced Tax Credit or subsidy to help your premium or you can get cost sharing help to reduce your deductible or copays.

Call us – it costs you NOTHING! We can help answer your questions and help you navigate this new process successfully: 970-622-9982

It affects ALL of us!

October 8th, 2013 by Marie DeWolf

Do you understand that Health Care Reform affects each one of us?

Yes ... the law was passed in 2010, and
Yes….the law takes place January 1, 2014.

The Individual Mandate:

  • No more pre-existing conditions exclusions – Everyone gets insurance
  • Everyone is required to buy health insurance. That’s right just like car insurance

Wow! So now you have three choices:

  1. Buy health insurance on your own
  2. Enroll thru your employer if you are eligible
  3. Pay your penalty at the end of the year when you submit your taxes

Stay posted for more information or call us at 970-622-9982

The Exchange or the Marketplace is up and running!

October 5th, 2013 by Marie DeWolf

After much waiting and speculating, the Exchange or the Marketplace is up and running since 10/1/14.

There are many, many plans available and you can do an estimator for your proposed subsidy.
While searching for your plan, please remember the following:

  • You will create an account
    • To create an account you will need:
      • * Family members
      • * Date of Births
      • * Zip code
      • * County
      • * Tobacco user – rated 15% for tobacco
      • * Doctor of choice
      • * Hospital of choice
      • * Family income

Please keep in mind that the Network of providers have changed and that your Doctor or Hospital may not be in the network you choose. This can be very confusing! Our Agency is here to help you navigate all of these criteria abd help you find the best plan for 1/1/14.

You can give us a call or complete this questionnaire for us to provide plans for you.

Our services are at no cost to you – Call us we can help !!! 970-622-9982.

Healthcare Reform - We can help!

October 4th, 2013 by Marie DeWolf

Health Care Reform is on its way for 2014.

We are here to help you navigate through the new laws and exchanges.
If you would like to receive ongoing information as it happens, please let us know.

Contact us via email (click here) or phone (970-622-9982).

We at DeWolf-Tarin & Associates Insurance Agency are here to help you.