Archive for the ‘Health Insurance’ Category

There is still time before Health Insurance Open Enrollment DEADLINES!

December 10th, 2015 by Marie DeWolf

Marie DeWolf Insurance is here to help you BEFORE the open enrollment deadline, call today. Serving Northern Colorado's health insurance needs.There is still time!

Yes, the Holidays are nearly upon us, but you still have until December 15th to make your Open Enrollment selections to be effective 1/1/16.

And you have until January 15th to make your Open Enrollment selections to be effective February 1st.

Do not delay!

If you need help, call us. We are here to help you sort out the details BEFORE the deadline.

Then with that task over and done with, you can simply relax and enjoy the Holidays!
Call Marie DeWolf Insurance today to regain your peace of mind: 970.622.9982

Hello and Welcome to 2015 Health Insurance Open Enrollment

October 26th, 2015 by Marie DeWolf

Jack-O-Lantern is a reminder of fall and Open Enrollment for Health Insurance; in Northern Colorado call Marie DeWolf Insurance for FREE help: 970-622-9982.Hello and Welcome!

October  is here ... and along with Halloween, that means Open Enrollment will be here very soon.

For a plan effective 1/1/16:
Open Enrollment begins November 1, 2015 and runs until December 31, 2015 

For a plan effective 2/1/16:
Open Enrollment begins November 1, 2015 and runs until January 31, 2016 

Get ready to study new plans, make changes to your current plans and even just enroll in a plan. Enrolling in a plan will save you fees and penalties at the time you compute you taxes every year. This penalty increases every YEAR.

Do you know we can help you with enrolling in plans “ON or OFF” the Exchange?

The Exchange is a vehicle to help you pay your premium, a subsidy may be available to you – it’s a way to reduce your premium and still get a great insurance plan. The Exchange is also known as, check it out and call us.

Marie DeWolf – 970-622-9982 – WE CAN HELP AND IT IS FREE!

YES YOU CAN still enroll for Health Insurance

December 18th, 2014 by Marie DeWolf

SO ... the initial 'OPEN ENROLLMENT PERIOD'  from November 15th to December 15th is OVER.

Hopefully you were able to get the changes made you needed to make, and got enrolled in the plan you wanted.
Did you know the subsidy amounts went down for 2015?

If you had a challenge on the "CONNECTFORHEALTHCO.COM" website, you can give us a call. We will try to help you ... we know how hard it is to navigate!


Most important of all, you can still enroll in a plan.

You now have until January 15th to have an effective date of February 1, 2015.

If you are looking to make a change from your current plan to another better option for your circumstances in 2015 - there ARE choices. We have an old/new carrier that has changed the plan designs and they are very competitive this year.

Colorado HealthOP is a new driver for Northern Colorado. They provide two different networks of providers. The EPO (Exclusive Provider Organization) includes the Banner Health System, including McKee Medical Center in Loveland and Northern Colorado Medical Center in Greeley.

The PPO (Preferred Provider Organization) includes all providers that are in the Coffinity network. This network is a broader network and includes providers throughout the whole state.

Check with your provider to see what network they participate in.

Call us for more details! 970-622-9982

Open Enrollment Dates to Remember

October 25th, 2014 by Marie DeWolf

OCTOBER 15, 2014

You can begin previewing the health insurance plans for 2015 (but ify ou qualify for cost reductions, you won't be able to see what your exact costs will be, even in your current plan – until November 15, 2014.


NOVEMBER 15, 2015

Open Enrollment for 2015 begins! Whether you are an existing customer or one who is apply for the first time (and are eligible), this is the first date you will be able to compare how much YOU would pay for different health plans, based on your own financial situation. When you've chosen the plan that owrks best for you, you can purchase a private plan – or are required to re-apply. Those who miss this date may have a gap in insurance coverate.


FEBRUARY 15, 2015

Open Enrollment for 2015 ENDS. Unless you have certain changes in your situation later, this is the LAST DAY to enroll in health insurance and avoid paying a fine in 2015.

Open Enrollment for the Affordable Care Ace is almost here!

March 21st, 2014 by Marie DeWolf

Here we are, close to the closing of the "Open Enrollment" period for the ACA (Affordable Care Act) and we receive more information from the Administration ...

I will preface this information with:

This too can change at any time

As you may know, the Open Enrollment period is ending on March 31 deadline for change for a May 1, 2014 effective date. You realize that after this date, you

must have a qualifying event to enroll in an insurance plan

So what is a qualifying event?

A significant life chance, such as:

  • Lose your job
  • Change job and lose your insurance
  • You get married
  • You have a baby

So NOW is a really good time to make the jump or dive in and buy health insurance. If you do that, you will be in line with the law and the mandate, which states,

"Everyone must have insurance or pay a penalty."

Call us or your broker and get insured!


What does the two-year extension on individual health insurance mean?

March 14th, 2014 by Marie DeWolf


March 6, 2014
After days of speculation, the Obama Administration on Wednesday announced a two-year extension for individual health insurance policies that do not meet the standards of the Affordable Care Act.

SO ...

What that means to all of you who did "early renew" your plans with Anthem - is that we will NOT have to make a change in 2014 to be compliant with the  10 Essential Benefits.

IF ...

you want to see what an ACA compliant plan looks like and know the cost, please let me know and we will provide you with that information.

Stand by ...

to see if Insurance Carriers agree to this new twist. 

Call 970-622-9982

The Exchange – can I still apply for health insurance?

January 9th, 2014 by Marie DeWolf

January 1, 2014 is already past!
Here it is,  January 8, 2014 ... already.

Are you wondering, "Can I still apply for Health Insurance, get subsidies and avoid the Penalty for not having coverage?"

The answer is "YES!"

Yes, you can – you can still go on Connect for Health Colorado website and do the following:

  • Create your account
  • Go to "Get assistance" tab
    • Search "80538 – Marie DeWolf"
    • Attach me to your account
  • Begin the PEAK application
  • Finish the PEAK application and press "SUBMIT"
  • Now you are in the WAITING MODE – waiting for your denial into the Medicaid program
  • You will receive your denial number 1B ... or a 5B ...
  • Once you receive that number, you can:
    • CALL ME with your username and password (do not send via email for your own security)
    • EDIT your Eligibility with this number.
  • You can NOW shop for plans and know exactly what it will cost you.

This needs to be done and finished by January 15, 2014 to insure that you are covered by February 1, 2014.

If this is NOT done then – keep the faith! You can submit by February 15, 2014 to be covered with insurance by March 1, 2014.
Good Luck!

Call me if you have any questions.
Happy New Year !!!

Marie DeWolf

Healthcare Reform - We can help!

October 4th, 2013 by Marie DeWolf

Health Care Reform is on its way for 2014.

We are here to help you navigate through the new laws and exchanges.
If you would like to receive ongoing information as it happens, please let us know.

Contact us via email (click here) or phone (970-622-9982).

We at DeWolf-Tarin & Associates Insurance Agency are here to help you.

Health Care Reform – OBAMA Care

September 26th, 2013 by Marie DeWolf

The law was passed in 2010 and now it will become law on January 1, 2014 - As of January 1, 2014 there is an INDIVIDUAL MANDATE – which means that everyone has to enroll in a health insurance plan.

The new law, will allow individuals to go to the Health Care Marketplace. The Marketplace is designed to help you find health insurance that meets your needs and fits your budget. The Marketplace offers “one-stop shopping” to find and compare private health insurance options. You may also be eligible for a new kind of tax credit that lowers your monthly premium right away. Open enrollment for health insurance coverage through the Marketplace begins in October 2013 for coverage starting as early as January 1, 2014.

You may qualify to save money and lower your monthly premium, but only if your employer does not offer coverage, or offers coverage that doesn’t meet certain standards. The savings on your premium that you’re eligible for depends on your household income.

Work smarter - not harder

September 9th, 2013 by Marie DeWolf

Previously published 7/11/11

Marie DeWolf of DeWolf-Tarin and Associates Insurance Agency

Marie DeWolf of DeWolf-Tarin and Associates Insurance Agency

"Work smarter – not harder" is a successful slogan that Marie DeWolf with DeWolf-Tarin & Associates Insurance Agency embodies with her brilliant ideas and enormous energy to create innovative change.

Marie exemplifies a friendly yet professional presence at Chamber functions and within the community. She is a dedicated Chamber Ambassador who regularly contributes through meetings and ribbon cuttings. She is always willing to lend a helping hand, such as the time she jumped in as master of ceremonies for a Business After Hours event after a last minute cancellation. She has served on the board of directors; has served on most Chamber committees including the Corn Roast Festival committee and the Annual dinner committee; helped with membership drives and business referrals and did we mention that she owns a successful insurance business?

Marie’s determination, efficiency and permanent can-do attitude secure her role as the Loveland Chamber of Commerce’s July 2011 Featured Monthly Investor.

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